{"id":746,"date":"2022-11-18T08:32:19","date_gmt":"2022-11-18T08:32:19","guid":{"rendered":"https:\/\/www.bigdogsbighearts.com\/?p=746"},"modified":"2022-11-18T08:32:19","modified_gmt":"2022-11-18T08:32:19","slug":"why-do-i-need-pet-insurance","status":"publish","type":"post","link":"https:\/\/www.bigdogsbighearts.com\/why-do-i-need-pet-insurance\/","title":{"rendered":"Why Do I Need Pet Insurance?"},"content":{"rendered":"<p style=\"font-weight: 400; text-align: justify;\">You love your pets, but they aren\u2019t cheap. In fact, veterinary bills are one of the biggest expenses for pet owners.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">The good news is that there are\u00a0<a href=\"https:\/\/www.petinsuranceaustralia.com.au\/\">affordable options for pet insurance<\/a>.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">Pet insurance helps you manage medical expenses for unexpected veterinarian bills.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">It doesn\u2019t matter how old or sick your pet is\u2014most plans will reimburse you when a covered accident or illness occurs.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">Read on to learn more about pet insurance and whether it\u2019s right for you and your pets.<\/p>\n<h2 style=\"font-weight: 500; text-align: justify;\">What Is Pet Insurance?<\/h2>\n<p style=\"font-weight: 400; text-align: justify;\">Pet insurance is a form of insurance designed to cover medical expenses for your pet.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">There are a variety of plans available that can cover everything from routine checkups and vaccines to unexpected illnesses and accidents, including surgeries.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">There are varieties of pet insurance companies, and each may have different plans with different coverage amounts and premiums.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">Given the range of options, it\u2019s essential to do your research before choosing a plan.<\/p>\n<h2 style=\"font-weight: 500; text-align: justify;\">How Does Pet Insurance Work?<\/h2>\n<p style=\"font-weight: 400; text-align: justify;\">If your pet gets sick or injured, you\u2019ll likely need to visit the vet.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">Depending on the severity of the illness or injury, the vet may prescribe treatments such as antibiotics, blood tests, and surgery. These expenses can quickly add up.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">If you have pet insurance, the money you pay for the premium will go towards covering these expenses.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">Some companies may even cover wellness visits or preventative care, such as vaccinations.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">The specifics of each plan will vary, so be sure to read the policy carefully before purchasing.<\/p>\n<h2 style=\"font-weight: 500; text-align: justify;\">How to Find the Best Pet Insurance for Your Budget<\/h2>\n<p style=\"font-weight: 400; text-align: justify;\">First, you should figure out what your pet\u2019s specific needs are.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">Your pet\u2019s age, breed, and overall health status will all play a role in determining the best plan for you.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">The following are some questions to consider when choosing pet insurance:<\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\">The pet\u2019s age: Puppies and kittens are more expensive to insure than adult pets.<\/li>\n<li style=\"font-weight: 400;\">The breed: Certain\u00a0<a href=\"https:\/\/www.petinsuranceaustralia.com.au\/understanding-dog-breeds\/\">breeds<\/a>\u00a0are more expensive to insure than others.<\/li>\n<li style=\"font-weight: 400;\">The pet\u2019s health status: Healthy pets are often less expensive to insure than pets with existing conditions.<\/li>\n<\/ul>\n<p style=\"font-weight: 400; text-align: justify;\">After determining your pet\u2019s needs, you can shop around for the best pet insurance company.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">The best pet insurance company will be one that offers a variety of plans, including the coverage you need at an affordable price.<\/p>\n<h2 style=\"font-weight: 500; text-align: justify;\">Is Pet Insurance Worth It?<\/h2>\n<p style=\"font-weight: 400; text-align: justify;\">Pets are living creatures, and living creatures get sick, even if they\u2019re well cared for.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">If your pet gets in an accident or develops a serious disease, you\u2019ll likely need to pay for a considerable amount of medical care.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">Without pet insurance, these expenses can quickly add up. With pet insurance, these costs are covered by the insurance company.<\/p>\n<h2 style=\"font-weight: 500; text-align: justify;\">Types of Coverage<\/h2>\n<p style=\"font-weight: 400; text-align: justify;\">There are many types of pet insurance policies out there. The following are some of the most common types of pet insurance policies:<\/p>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\">Accident-only plan: This policy will reimburse you for veterinary bills related to an accident, such as broken bones or burns. It won\u2019t help if your pet develops a non-traumatic illness.<\/li>\n<li style=\"font-weight: 400;\">Comprehensive plan: This policy will cover your pet for both non-traumatic diseases and medical accidents.<\/li>\n<li style=\"font-weight: 400;\">Wellness plan: This plan will pay for your pet\u2019s checkups, vaccines, and other preventative care.<\/li>\n<\/ul>\n<h2 style=\"font-weight: 500; text-align: justify;\">When Should You Get Pet Insurance?<\/h2>\n<p style=\"font-weight: 400; text-align: justify;\">You should consider getting pet insurance when your pet is still a healthy, young kitten or puppy.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">Most pet insurance companies won\u2019t cover your pet once they get too old, they may develop health conditions that will make them more expensive to insure.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">If your pet is already an adult, you may want to reconsider.<\/p>\n<h2 style=\"font-weight: 500; text-align: justify;\">Remember\u2026<\/h2>\n<p style=\"font-weight: 400; text-align: justify;\">Pets are expensive, and unexpected medical expenses can quickly add up.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">If you have a pet and don\u2019t have insurance, you may find yourself in a difficult situation if your pet gets sick or injured.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">If you have pet insurance, you can focus on taking care of your furry friend without worrying about how you\u2019ll pay for their medical care.<\/p>\n<p style=\"font-weight: 400; text-align: justify;\">That\u2019s why pet insurance is such a helpful product.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You love your pets, but they aren\u2019t cheap. In fact, veterinary bills are one of<\/p>\n","protected":false},"author":2,"featured_media":747,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Do I Need Pet Insurance? | big dogs big hearts<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bigdogsbighearts.com\/why-do-i-need-pet-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Do I Need Pet Insurance? | big dogs big hearts\" \/>\n<meta property=\"og:description\" content=\"You love your pets, but they aren\u2019t cheap. 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